Janalee Fowler's Blog Posts
Folks, the market is definitely changing. The big question is...should sellers put their home on the market as rates rise? Is the seller party officially over? Watch this 4 minute video and find.
Congratulations! You are purchasing a house and closing day is right around the corner, but what does that mean? What do you need to bring? Watch this short video to get all the details and remember
3 COMMON homebuyer mistakes in under 30 seconds!If you like AVOIDING costly mistakes AND saving time, this video is for YOU! If you need to know which Lenders to work with, I have some GREAT
Your lender will require you to buy homeowners insurance before closing the deal. Home insurance covers the cost to repair or replace your home and belongings if they're damaged by an incident
A home inspection is a thorough assessment of the structure and mechanical systems. It is recommended to have this done by a Licensed Home Inspector. In our area, these cost between $300 - $650
When you submitted your offer, your agent would have asked you how much Earnest Money you were willing to deposit. The Earnest Money deposit shows the seller that you're serious about your offer, it
Submitting an offer on a home or property is an exciting event. If you have the right real estate agent, the process should be simple. To speed it up, make sure to have your pre-approval letter.
In today's seller's market it can be hard to stick to your budget. A lender may offer to loan you more than what is comfortably affordable, or you may feel pressure to spend outside your comfort
When viewing and searching homes, weigh the pros and cons of different types of homes, given your lifestyle and budget. A condominium or townhome may be more affordable than a single-family home,
When purchasing your first home, or if it's been a while since you have been through the process, it can sometimes seem overwhelming. I personally am a list maker. I love lists and love crossing off
The Consumer Financial Protection Bureau recommends requesting loan estimates for the same type of mortgage from multiple lenders to compare the costs, including interest rates and possible
A mortgage preapproval is a lender's offer to loan you a certain amount under specific terms. Having a preapproval letter shows home sellers and real estate agents that you're a serious buyer, and
Choose a real estate agent carefully. A good real estate agent will scour the market for homes that meet your needs and guide you through the negotiation and closing process. You may want to get
A variety of mortgages are available with varying down payment and eligibility requirements. Its always in your best interest to shop around with a few lenders to see your options as each lender
An important step in purchasing a home is figuring out how much you can safely spend on a house before starting to shop. I HIGHLY recommend that you take a good look at your budget and past.
Your credit score will affect whether or not you will qualify for a mortgage. So if you don’t have great credit, you will need to start strengthening and improving your credit score as early
Many states and some cities and counties offer first-time home buyer programs, which often combine low-interest-rate mortgages with down payment assistance and closing cost assistance. Tax credits
Preparing to Purchase a Home - Tip # 11. START SAVING EARLY. If you don’t have a decent amount of money in a savings account, you are going to want to start saving NOW. There are a lot